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At RVR Bank, we know that decisions about purchasing a home, refinancing, or borrowing against the equity in your home should be considered carefully.

We offer a wide range of mortgage loan products to meet our customers’ needs from the First Time Homebuyer to building your dream home. Maybe you are looking to refinance to a better rate or term. Our lenders are here to answer your questions about home ownership because we want you to feel confident about the decisions you make.

See us today for a Free Loan Pre-qualification. Contact us today.

Conventional Fixed-Rate Mortgages

Offering qualified buyers options as low as 3% down!

Mortgage insurance will be required on Conventional Loans without 20% down payment. We can deliver financing options that will allow you to benefit from flexible terms and competitive rates.

Construction Loan

Perhaps you haven’t been able to find that perfect home and your solution is to start from scratch.

We can build a Construction Loan specifically for you. As with all of our mortgage products, we offer competitive rates and flexible terms.

Bridge Loan

Thinking of buying or building a bigger home?

With enough equity in your present home, the Bridge Loan allows you to use that equity as your down payment towards the purchase of your new home.


Looking for a lower interest rate? Need to use the equity in your home for a major expense? Want to shorten the length of your loan and build equity faster?

Yes to Less Refinancing Program

Are you reluctant to take out a home loan in the current rate environment? Worried that you’ll get stuck with a higher rate? Don’t be!

Purchase a home with RVR Bank before June 30, 2023 and if rates drop prior to June 30, 2024, we’ll refinance your loan to the lower rate with no processing, appraisal or underwriting fees. This offer is good on all loans closed between May 1, 2022 and June 30, 2023.

    • Initial loan must close with RVR Bank by June 30, 2023
    • Interest rate must decrease by at least .50%*
    • Borrower must make 6 consecutive, on-time payments
    • Refinance must close with RVR Bank prior to June 30, 2024

*Interest rate on your loan refinance must reduce interest rate by a minimum of .50% from original loan rate and must have a net tangible benefit. Conditions and restrictions apply. Subject to qualification. This offer is only available for secondary market loans. Loan refinance approval is subject to final underwriting review and approval. Borrower must request that the bank refinance the loan. Contact Lauren Hamilton (NMLS 720152) at 402-727-0211 in Fremont or Mikki Mullally (NMLS 707693) at 402-533-9659 in Blair for more information. Spanish speaking clients can contact Esmeralda Hernandez (NMLS 1479208) at 402-727-0212 (hablo español).

Home Equity Loan

The equity that you’ve built in your home is often an overlooked asset.

You can use this equity to borrow money for virtually any type of expense or investment. You may wish to have a set-term loan with equal payments or you may prefer the flexibility of a line of credit that is available at any time.

If you are interested in Home Equity line of credit, please click here to contact us today.

Down Payment Assistance

You may be eligible for a grant through the Federal Home Loan Bank if you are a first time homebuyer and income eligible.

This grant allows you to qualify for up to $7,500.00 at zero percent interest and no payment. This grant is forgiven if you reside in your residence of purchase for 5 years.

To see if you qualify for any of these programs or others, Contact Us!